A series in progress · 2026

Death By Pennies

Cloud bills do not fail loudly. They bleed quietly, one penny at a time, until the ten thousand dollar contract you signed becomes a thirty thousand dollar bill that nobody can quite explain. This series is the story of those pennies, the architecture choices that mint them, and the discipline it takes to stop them.

If you are not watching the pennies, the next thing you know you have a million pennies falling on your head, and that is going to hurt worse than any single cut.
Pennies bled since you opened this page
$0.00
Reading time
0s
Illustrative. The number on your own bill, if anyone has actually looked, is probably worse.
A cloud raining pennies onto a pile of coins, with hands reaching out from beneath the pile.
I.

The teaser

First in the series · published on Optimum
II.

Other writing

Selected pieces
Optimum · Cloud Services

Navigating the Shift to Modern Infrastructure

Read →
LinkedIn · Healthcare

How to Migrate Legacy Healthcare Systems Without Relying on Managed Services

Read →
LinkedIn · Healthcare

AWS Connect for Healthcare

Read →
III.

Coming next

In drafting
IV.

The book

In drafting
A diagram of AWS Lambda, Step Functions, CloudWatch, and EC2 funneling small charges that pile up into a $226 per month bill.
Working title

Death By Pennies

The Hidden Economics of the Cloud

Three canonical workloads, a high transaction public site, a B2B SaaS analytics product, and an AI feature add, priced line by line across AWS, GCP, and Azure. Every penny traced from invoice back to the architecture decision that minted it. About 35,000 to 50,000 words, in drafting through 2026 and into 2027.

V.

About

Frank Scalzo
Author

I lead healthcare cloud solutions at Optimum Healthcare IT, where I set the strategy for enterprise cloud ecosystems and mentor a community of architects across our delivery teams. My work sits at the intersection of cloud strategy, security, and the operational realities of healthcare: shared devices, mobile clinicians, endpoint churn, the identity risks that come with all of it.

Over three decades in IT, fifteen years in cloud, mostly inside healthcare since 2010. PHI, audit, residency, and uptime rules don't leave many places to cut, which is exactly why the architecture choices matter so much.

This site is where I write Death by Pennies on nights and weekends. It started as a writing project and may end up as the basis for doctoral work. Still deciding. Either way, it's the long version of a conversation I keep having: why smart teams keep signing ten thousand dollar contracts that turn into thirty thousand dollar bills, and what it takes to stop the bleed.